Car insurance is important for a number of reasons. Without car insurance you could get a ticket which is not cheap. If you do not have insurance on your car you could also end up paying a lot of money to fix your car if you are in an auto accident. If you hit someone else’s car and you do not have car insurance it will be up to you to pay to fix their car. If you do not pay to fix the other person’s car you could end up getting sued.
If $1,000 or $1,500 won’t throw your family budget into a tailspin, or if you have an adequate Company saving, raise your deductible to save money. If you have enough money to pay the higher deductible when you have an accident, take the higher deductible and save money every month. You can save up to 30% by raising your deductible. You could save thousands if you years without having an accident.
1) Contact as many travel agents as possible to get pricing. Some agents only specialize in one or two cruise lines. Often, individual agents get special promotions from cruise lines and the savings are passed on to the traveler.
So although borrowing money is not sin, let’s trust God instead to get the money to us. Proverbs 22:7 says “The rich ruleth over the poor, and the borrower is servant to the lender.” This applies even in business.
Top managers get annual bonuses as percentage of Company expenses – this is disturbing but true. I have faced it in one of my former companies where management used to cut a lot of the sales guys’ bonuses just to make annual savings higher. Everything in the company was very carefully monitored – even office supplies. This is a fact and it happens around you more than you think. And since your manager may get a higher bonus if he saves more, do you think he’s motivated to give you a pay raise? Stop dreaming…
Look for entertainment discount books – these are often done as fundraisers and have coupons for fast food, movies, vehicle repairs and other things. Look it over and make sure there’s enough in there you can USE – it’s not a bargain if you can’t use it.
Nine, do you love English? You will learn a new word just about every day. You will also learn new aspects of the legal profession that you didn’t even know exist. There are also a few court reporters that have also become attorneys. You never know where this profession will take you.
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